Private Credit Solutions for the Lower Middle Market
We advise established businesses on structuring and securing non-dilutive capital, then guide execution through closing.
Who is Elev8?
Elev8 Corporate Finance
Elev8 Corporate Finance is a lower middle market private credit advisory platform focused on helping privately owned businesses structure and execute non-dilutive capital solutions.
We work with established B2B and DTC companies generating $10MM–$100MM in annual revenue that are seeking $2MM–$10MM in growth, working capital, or capital structure solutions.
Our role is to assess the capital need, design the appropriate structure, align the opportunity with the right private credit partners, and guide execution through closing.
We focus on solutions that may include:
• Revenue-based financing
• Structured term loans
• Hybrid MOIC structures
• Senior or junior secured debt
• Asset-based and collateral-supported facilities
Illiquid Assets
We do not run broad or volume-driven processes.
Each engagement is filtered early and advanced only when a credible path to execution exists.
GrowthBridge® Execution Framework
Strategic Capital, Built for Certainty.
All transactions are executed through the GrowthBridge Financing® framework — our disciplined approach to structuring, evaluating, and delivering private credit solutions with a clear path to closing.
Each opportunity is assessed based on the company’s cash flow, collateral position, debt structure, repayment capacity, and current market conditions.
From there, we determine whether the transaction requires Situational Capital, Stabilization Capital, or a combination of both — then define the appropriate structure, lender path, and execution strategy through closing.
Situational Capital
Applied when a company requires flexible, execution-focused private credit for a defined capital need, timing constraint, or transition point.
These transactions are typically used for:
Recapitalizations
Bank exits
Debt restructuring
MCA or short-term debt cleanup
Working capital gaps
Time-sensitive growth opportunities
Recovery or turnaround situations
These structures are:
Underwritten to real cash flow, revenue behavior, and operating performance
Structured with defined repayment mechanics
Executed through a focused group of MOIC, hybrid, and non-bank private credit providers
The objective is to create a practical financing path when conventional credit is too slow, restrictive, or unavailable.
Stabilization Capital
Applied when a company needs a more durable capital structure, institutional credit process, or collateral-supported financing path.
These transactions are typically used for:
Balance sheet stabilization
Bank exits or refinancing
Debt restructuring
Collateral-supported recapitalizations
Bridge-to-bankability strategies
Recovery and turnaround situations
These structures are:
Often senior secured or asset-backed
Underwritten with deeper diligence and conservative credit standards
Designed to improve liquidity, reduce capital structure pressure, or support a longer-term financing transition
Executed through institutional private credit, ABL, and collateral-oriented capital providers
The objective is to stabilize the company’s capital position and create a more sustainable path forward.
Is GrowthBridge™ the Catalyst
for Your Business Growth?
At Elev8 Corporate Finance, we understand that every business journey is unique. GrowthBridge™ isn't a one-size-fits-all solution; it's a tailored financing platform designed to meet you where you are and propel you to where you want to be.
You Might Be a Perfect Fit If:
TTM Revenue: Typically $10M+ revenue, with strong cash flow visibility
Positive trajectory with clean financial reporting.
Defined use of proceeds tied to ROI or de-risking
Geographical Presence: Your headquarters are located within the contiguous United States or Canada.
Engaged management ready to move decisively
GrowthBridge™ May Not Be Suitable If:
Early Stage Ventures: Our business is in the startup phase with less than 2 years of operational history.
Limited Revenue: Annual revenues are below $8 million.
Unclear Financial Outlook:
Multiple active MCA (2+) positions with high daily burden
Poor cash management (NSF’s) or inconsistent deposits
No clear path to stabilization or profitability
Excluded Industries: Your business operates in mining, gambling or oil and gas extraction sectors.
Start with a 30-Minute Strategy Call?
We determine fit before any financials are shared.