Senior Debt + Growth Capital
We advise founder-led and family-owned businesses on securing $1 million to $20 million in senior debt and growth capital to refinance, acquire, and grow—without giving up equity.
We advise founder-led and family-owned businesses on securing $1 million to $20 million in senior debt and growth capital to refinance, acquire, and grow—without giving up equity.
Whatever brings you in, the discipline is the same — the right structure follows the analysis, never a product we're paid to place.
Expansion the business has already earned — new capacity, markets, and hires, structured against the cash flow that supports it.
Buying a company, a book of business, or a partner's stake — with the credit story framed the way lenders need to see it.
Replacing debt that no longer fits — consolidating obligations, extending terms, or retiring expensive capital taken under pressure.
Room to operate through receivables, inventory, and seasonality — sized from how cash actually moves through the business.
Acquiring or refinancing the building your company operates from, underwritten alongside the business itself.
Capital layered behind a senior lender when the last dollar matters — recommended only when the analysis says it should be.
Machinery, vehicles, and systems financed against the assets themselves — preserving cash and the operating line for what the business does next.
We begin with the business itself — operating model, capital structure, cash flow, growth objectives, and the purpose of the financing — before any talk of lenders or products.
Financial statements tell the story. Bank statements tell the truth. We reconcile both to see how the business really performs — not how a single application made it look.
Conventional bank financing is evaluated first — it's usually the best terms — but a bank's "no" is a starting point, not a verdict. When it isn't the right fit, we structure the alternative that is: built around the company's profile, timing, and objectives.
We introduce each transaction to a carefully selected group of lenders whose underwriting aligns with the business — not the market at large — and manage diligence, negotiation, and closing end to end.
We diagnose before we prescribe. Every engagement runs the same disciplined sequence — the business first, the capital source second.
Start the conversationWe advise across sectors where cash flow — not collateral — tells the real story. Different industries, one discipline.
We underwrite the business, not just its assets. Light on hard assets? Welcome.
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IVOn select transactions, Elev8 invests alongside our capital partners — a direct financial stake in the structures we recommend, not just an advisory fee.
Success-based: no retainers, no upfront fees. Our name is on the file too.
A 20-minute working call about your business and your objectives — not a pitch. If conventional financing is your best path, we'll tell you so.
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