Private Credit Solutions for the Lower Middle Market

Private credit solutions designed to preserve ownership.

Who is Elev8?

Elev8 Corporate Finance

Elev8 Corporate Finance is a lower middle-market private credit advisory platform focused on helping privately owned businesses structure and execute private credit solutions designed to preserve ownership.

We work with established B2B and DTC companies generating $10MM–$100MM in annual revenue that are seeking $2MM–$10MM in operating or growth capital.

Our role is to assess the capital need, design the appropriate structure, align the opportunity with the right private credit partners, and guide execution through closing.

We focus on solutions that may include:

• Revenue-based financing
• Structured term loans
• Hybrid MOIC structures
• Senior or junior secured debt
• Asset-based and collateral-supported facilities

  • Illiquid Assets

We do not run broad or volume-driven processes.

Each engagement is filtered early and advanced only when a credible path to execution exists.

GrowthBridge® Framework

Strategic Capital, Built for Certainty.

All transactions are evaluated through the GrowthBridge Financing® framework — our disciplined approach to structuring and delivering private credit solutions with a clear path to closing.

Each opportunity is assessed based on cash flow, collateral, debt structure, repayment capacity, and current market conditions.

From there, we determine whether the transaction requires Operating Capital, Growth Capital, or a combination of both — then define the structure, lender path, and execution strategy through closing.

Operating Capital

Applied when a company requires flexible, execution-focused capital to support near-term operating needs, liquidity constraints, or a defined transition point.

These transactions are typically used for:

  • Working capital gaps

  • Vendor or payroll timing needs

  • Inventory or purchase order support

  • Bank exits or refinancing

  • MCA or short-term debt cleanup

  • Recapitalizations

  • Time-sensitive growth opportunities

These structures are:

  • Underwritten to actual cash flow, revenue behavior, and operating performance

  • Structured with defined repayment mechanics and clear use of proceeds

  • Designed to improve liquidity, stabilize operations, and create near-term execution certainty

  • Executed through a focused group of MOIC, hybrid, and non-bank private credit providers

The objective is to create a practical financing path when conventional credit is too slow, restrictive, or unavailable — while positioning the company for a stronger long-term capital structure..

Growth Capital

Applied when a company is ready to pursue expansion, acquisition, recapitalization, or a more durable institutional financing structure.

These transactions are typically used for:

  • Growth initiatives

  • Acquisitions

  • Expansion capital

  • Bank exits or refinancing

  • Recapitalizations

  • Bridge-to-bankability strategies

  • Longer-term capital structure optimization

These structures are:

  • Often senior secured, cash-flow-based, or asset-supported

  • Underwritten through a deeper institutional credit process

  • Designed to improve liquidity, extend duration, reduce capital structure pressure, or support strategic growth

  • Executed through private credit, ABL, institutional term loan, and collateral-oriented capital providers

The objective is to move the company into a stronger, more sustainable capital position while supporting growth and long-term financing flexibility.

Is GrowthBridge™ the Catalyst
for Your Business Growth?

At Elev8 Corporate Finance, we understand that every business journey is unique. GrowthBridge™ isn't a one-size-fits-all solution; it's a tailored financing platform designed to meet you where you are and propel you to where you want to be.

You Might Be a Perfect Fit If:

     

 
     TTM Revenue:  Typically $10M+ revenue, with strong cash flow visibility

TTM Revenue: Typically $10M+ revenue, with strong cash flow visibility

     

 
    Positive trajectory  with clean financial reporting.

Positive trajectory with clean financial reporting.

     

 
    Defined use of proceeds  tied to ROI or de-risking

Defined use of proceeds tied to ROI or de-risking

     

 
    Geographical Presence:  Your headquarters are located within the contiguous United States or Canada.

Geographical Presence: Your headquarters are located within the contiguous United States or Canada.

     

 
    Engaged management  ready to move decisively

Engaged management ready to move decisively

If that describes you, we can align you with institutional-grade capital — quickly and efficiently.

GrowthBridge™ May Not Be Suitable If:

     

 
    Early Stage Ventures:  Our business is in the startup phase with less than 2 years of operational history.

Early Stage Ventures: Our business is in the startup phase with less than 2 years of operational history.

     

 
    Limited Revenue:  Annual revenues are below $8 million.

Limited Revenue: Annual revenues are below $8 million.

     

 
    Unclear Financial Outlook:      Multiple active MCA (2+) positions with high daily burden    Poor cash management (NSF’s) or inconsistent deposits    No clear path to stabilization or profitability

Unclear Financial Outlook:

  • Multiple active MCA (2+) positions with high daily burden

  • Poor cash management (NSF’s) or inconsistent deposits

  • No clear path to stabilization or profitability

     

 
    Excluded Industries:  Your business operates in mining, gambling or oil and gas extraction sectors.

Excluded Industries: Your business operates in mining, gambling or oil and gas extraction sectors.

Ready to Bridge the Gap Between Ambition and Achievement?

If your business aligns with the criteria above, GrowthBridge™ could be the strategic partner you need to unlock new opportunities and drive sustainable growth.​

Start with a 30-Minute Strategy Call?

We determine fit before any financials are shared.